You should carefully read the Terms of Use before using Our Site. By using Our Site or indicating your agreement by clicking the Accept button putting a check in the Accept box, you agree to be bound by the Terms of Use. This is a legally binding agreement. If you do not agree with the Terms of Use you should not use Our Site.

1. We agree to provide you access to Our Site in accordance with the Terms of Use.

2. You agree to use Our Site in a manner consistent with any and all applicable rules and regulations.

3. You accept that Our Site is provided on an “as is, as available” basis.

4. ALL ARTICLES AND MATERIAL DISPLAYED BY US ON OUR SITE ARE FOR INFORMATION ONLY AND ARE NO SUBSTITUTE FOR SPECIFIC ADVICE.

5. YOUR ACCESS TO AND USE OF OUR SITE MAY BE TERMINATED AT ANY TIME FOR ANY REASON OR FOR NO REASON BY YOU OR BY US BY THE SENDING OF NOTICE TO THE OTHER PARTY.

6. WE MAY FOR MARKETING PURPOSES COLLECT, PROCESS AND TRANSMIT DATA OBTAINED FROM AND ABOUT YOU IN THE COURSE OF YOUR ACCESSING OUR SITE.

7. You are authorized to download one copy of the material on our Site on one computer for your personal, non-commercial use only but you may not in so doing remove or amend any trademark, copyright or other proprietary notice.

8. Subject to the above, you may not modify, copy, distribute, republish or upload any of the material on our Site without our prior consent in writing. No intellectual property or other rights shall be transferred to you.

9. To the extent that portions of our Site (such as “chat rooms” or “bulletin boards”) provide users an opportunity to post and exchange information, ideas and opinions (”Postings”), BE ADVISED THAT WE DO NOT SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THEIR APPEARANCE ON THIS WEB SITE, and Postings do not necessarily reflect our views. To the fullest extent permitted by applicable laws, we exclude all responsibility and liability for the Postings or for any losses or expenses resulting from their use and/or appearance on our Site.

10. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, WE ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND CONTRACTORS EXCLUDE LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING, INCLUDING WITHOUT LIMITATION ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS OUR SITE OR ANY WEB SITE WITH WHICH IT IS LINKED. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY.

11. We reserve the right to monitor all materials posted on this bulletin board (“Postings”) and to remove any which we consider in our absolute discretion to be offensive or otherwise in breach of these Terms of Use.

12. You hereby represent and warrant that you have all necessary rights in and to all Postings you provide and all material they contain and that such Postings shall not infringe any proprietary or other rights of third parties.

13. Where we provide hypertext links to other sites we do so for information purposes only, and such links are not endorsements by us of any products or services in such sites and we accept no liability nor make any endorsement or approval of the same.

14. The Terms of Use contain the entire understanding between us with respect of Our Site and no representation, statement, inducement oral or written, not contained herein shall bind either of us.

15. Should any part of the Terms of Use be declared invalid or unenforceable by a court of competent jurisdiction, this shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of the Terms of Use had been eliminated.

16. This Agreement is governed by the laws of the State of Arizona, without regard to principles of conflict of laws.

To the extent you have in any manner violated or threatened to violate Arthritiscaremap.com, Creative Bookworm Press (LLC), and Iris R Bell Associates LLC and/or its affiliates’ intellectual property rights, Arthritiscaremap.com, Creative Bookworm Press, and Iris R Bell Associates LLC and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Arizona, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Tucson, Arizona. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Tucson, Arizona, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

Financial Disclaimer

This site offers no guarantees of grants, scholarships, or other financial benefits from any of its sponsors or from any of its information or educational materials. The user is advised to consult his or her own advisors for personalized advice on applications, grant requests, or any other financially-related product.

COMPENSATION DISCLOSURE

YOU SHOULD ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING

PRODUCTS OR SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES SOLD

ON THIS WEBSITE

AND ALL OTHER WEBSITES.

1. Material Connection.

Unless otherwise expressly stated, you should assume that all references to products and

services on this website are made because material connections exist between the website’s

owner (“Owner) and the providers of the mentioned products and services (“Provider”).

2. Good Faith Recommendations.

The Owner recommends products and services on this website based in part on a good faith

belief that the purchase of such products or services will help purchasers in general. The

Owner has this good faith belief because (a) the Owner has tried the product or service

mentioned prior to recommending it or (b) the Owner has researched the reputation of the

Provider and has made the decision to recommend the Provider’s products or services based on

the Provider’s history of providing these or other products or services. The representations

made by the Owner about products and services reflect the Owner’s honest opinion based upon

the facts known to the Owner at the time a product or service is mentioned on this website.

3. Potential Bias and Due Diligence.

The Owner’s opinion about a product or service may be partially formed (consciously or

subconsciously) in part based on the fact that the Owner has been compensated or will be

compensated because of the Owner’s business relationships with the Providers.

In some instances, the Owner and a Provider will have a business or personal relationship

that does not involve the Owner receiving compensation related to products and services

mentioned on this website. However, the nature of the relationship is sufficient to

establish a material connection between the Owner and the Provider.

Because there is a material connection between the Owner and Providers of products or

services mentioned on this website, you should always assume that the Owner may be biased

because of the Owner’s relationship with a Provider and/or because the Owner has received or

will receive something of value from a Provider.

Perform your own due diligence before purchasing a product or service mentioned on this

website (or any other website).

4. Compensation.

The type of compensation received by the Owner may vary. In some instances, the Owner may

receive complimentary products, services, or money from a Provider prior to mentioning the

Provider’s products or services on this website.

In other instances, the Owner may receive a monetary commission or non-monetary compensation

when you take action based on the content of this website. This includes, but is not limited

to, when you purchase a product or service from a Provider after clicking on an affiliate

link on this website.

5. Your Questions about Products and Services.

The Owner’s goal is to make your experience using this website a pleasant one. If you have

any questions about products or services mentioned on this website, please contact the Owner

and have those questions answered prior to making a purchase of such products or services.

Website Owner Contact Information:

Easy-Grants.com

10645 N Oracle Rd, Suite 121-126

Tucson, AZ 85737

E-mail: support [at]easy-grants.com

This disclosure was last updated on 10-11-2009.

Copyright © 2009 Law Office of Michael E. Young PLLC , and licensed for use at this website.

All Rights Reserved. No portion of this document may be copied or used by anyone other than

the licensee without the express written permission of the copyright owner.